FIX & FLIP LOAN GUIDE

Fix & Flip Guide

Flipping can be profitable—but only if you buy smart and fund fast.
When making an offer, base it on the After Repair Value (ARV):

🔹 Max Offer = A-B-C-D

(A) offer 50% to 70% of ARV (adjust for profitability)

(B) minus 7% Misc. Realtor & Closing

(C) minus all Lender Interest, points, and fees.

(D) minus the repairs

This keeps your profit margins strong. Always aim to buy below that number when possible.

Need funding to move fast on your next deal?

Panamericana Capital offers private financing built for flippers.

Explore Loan Options

Discover our current programs and find your perfect Fix & Flip or investment opportunity. We offer a range of loan programs designed with your needs in mind.

SOFT APPLICATION

CONCISE STEPS

Step 1: Find the Right Deal

Look for distressed or undervalued properties in strong locations.
✔️ Below market value
✔️ Cosmetic or structural upside
✔️ Strong comps in the area

Step 2: Fund It Fast

Skip the banks and delays.
Panamericana Capital offers fast, flexible funding for your flip:

No W-2s or tax returns required
Click on Soft Application to initiate quote
Close in days, not weeks

Step 3: Renovate Smart

Stick to the updates that bring the best ROI:
✔️ Kitchen & bath upgrades
✔️ Flooring, paint, and fixtures
✔️ Curb appeal

Stay on budget. Speed matters.

Step 4: Sell at the Right Price

Work with a strong local agent to list and market your flip.
Time it right and price it to move.

Need Capital for Your Next Flip?

Let Panamericana Capital help you close quickly and confidently.